Yes, it's that time. Once a month, Rich gets it in his head that I must be dining in exclusive restaurants, drinking in pretentious bars, and buying only the top-top in housewares and groceries for our home, which results in our being "poor." Never mind that we aren't "poor," at least, not in the sense that we need the Christians Children’s Fund to start a commercial for us begging for 80 cents of every dollar, but we certainly don't have money to blow our noses with and burn in the fireplace. We make do. We squeak by.
Rich: "What's this?"
Me: "What's what?"
Rich: "This charge for $3.78 at Redner's?"
Me: "How the fuck should I know?"
Rich: "Well... what did you get at Redner's quick shop?"
Me: "Seeing as how I haven't stepped foot in a Redner's in months, that would be your charge. I would guess a candy bar and a drink, if I'm not mistaken."
Rich: "Oh..."
Please note that Rich is in the dining room on the computer staring at our monthly statement. I am ten feet away, facing the opposite direction, staring at the television as if it holds the secrets to a successful life and riches beyond my wildest imaginings.
Rich: "Well, what's this?"
Silence. I un-mute the television just in time to hear Ross yell, "We were on a break!" I like Friends in reruns, though I could never get into it when it was a regular part of many Americans nighttime television habits.
Me: "What's what?"
Rich: "Never mind."
I don't, but I let it pass. I spend tons less now than I did in my younger years. I no longer have pizza three nights a week. I don't go out to the clubs every night. We barely eat out at all (i.e., only when we have a gift card) and never see a movie in the theater (see same clause as eating out). And I don't even truly miss these things! I like spending time at home, relaxing, not having to get dolled-up and paraded in the meat market. I like being my own chef and having a refill whenever I damn well please and not when the waiter decides to finally come back and check on us after two hours have passed!
Rich: "We have got to stop spending money."
Me: "Would you rather I stop paying my car insurance? Or stop putting gas in the car? It's going to be hard to earn a paycheck without the gas in the car, though. Oo! We could stop eating? How about life insurance? We all know it's a scam anyways..."
Rich: "You know what I mean."
But I dive in to my once-per-month speech.
I briefly tried pointing out the plus side--having poor credit means no one wants to steal your identity and ruin your life! I'm always hearing on the news about these poor saps who hand out SSNs, credit card numbers, and other info and end up getting screwed out of thousands of dollars (I'm also wondering where all these people are getting their thousands originally, but I digress...).
Me: "We're almost caught up. My cars paid off now. We both just got raises. Getting oil this month hurt us, but we now won't have to get oil to October at the earliest again. We caught up on everything now but ______, and even that we're only barely behind, and next month, like I've been saying for months, we'll be caught up."
Rich: "We should sell this house."
Me: "And live where?"
Rich: "We'll get an apartment."
Me: "You know that's a silly idea."
Rich: "Well, what do you suggest?"
Me: "Get off the computer, stop worrying about the Monthly Statement, and listen to me. We'll be caught up next month. We will then have positive income. We will be able to save based on the budget I showed you in November. We won't lose the house, the cars, or our dignity and respect."
Rich: "Easy for you to say..."
Me: "It's only easy for me because I'm the one being accused of spending too much at places I don't go to."
Rich: "How much do you spend on--"
Me: "I'm done here."
He agreed.
Me: "That won't be us on the 6 o'clock news."
Rich: "No, we'll be the homeless bums in the alley behind the cameraman begging for food."
Me: "What? Instead of making money by prostituting ourselves? Get some self-esteem, man!"
Rich: "So then we'll just die of some horrible venereal disease."
Me: "At least you won't need money anymore."
I love my pessimist...





